Terms and Conditions

1. Acceptance of Terms

By accessing or using the Ractallence website, platform, or any related services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use the Services. These Terms apply to all visitors, users, and others who access or use the Services.

2. Description of Services

Ractallence provides AI-assisted analysis and decision-support tools intended to help users evaluate business and investment-related information. The Services are provided for informational purposes only and do not constitute financial, legal, tax, or investment advice. Ractallence makes no guarantee regarding the accuracy, completeness, or suitability of any output generated through the Services for a particular purpose.

3. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding contract to use the Services. If an account is required, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Ractallence promptly of any unauthorized use of your account.

4. Acceptable Use

You agree not to misuse the Services, including but not limited to: attempting to gain unauthorized access to systems or data, interfering with the normal operation of the Services, submitting unlawful or harmful content, reverse engineering or copying proprietary features, or using the Services in a manner that violates applicable laws or regulations. Ractallence reserves the right to suspend or terminate access for any user who violates this section.

5. Subscription, Fees, and Payment

Certain features of the Services may require payment of fees. Where applicable, pricing, billing cycles, and renewal terms will be presented at the time of purchase. You are responsible for providing accurate billing information and for any charges incurred under your account. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the point of sale.

6. Intellectual Property

All content, trademarks, software, and materials associated with the Services, excluding any content you submit, are the property of Ractallence or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right to use Ractallence's branding or proprietary technology outside the scope of your permitted use of the Services.

7. User Content and Data

You retain ownership of any information or data you submit through the Services ("User Content"). By submitting User Content, you grant Ractallence a limited license to use that content solely for the purpose of providing and improving the Services. You represent that you have the right to submit any User Content you provide and that it does not violate the rights of any third party.

8. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Ractallence does not warrant that the Services will be uninterrupted, error-free, or that any analysis or output will be accurate or reliable for your specific circumstances.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Ractallence and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities arising from your use of, or inability to use, the Services, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Services is to discontinue use.

10. Indemnification

You agree to indemnify and hold harmless Ractallence and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

Ractallence may suspend or terminate your access to the Services at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Ractallence, or third parties. Upon termination, your right to use the Services will immediately cease, though provisions of these Terms that by their nature should survive termination will remain in effect.

12. Changes to the Terms

Ractallence reserves the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Ractallence operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. Contact

If you have questions about these Terms, please reach out via the contact details listed on our Contact page.

This document is a general template and does not constitute legal advice. Ractallence recommends consulting a qualified legal professional to ensure these Terms are appropriate for your specific business and comply with applicable laws before publishing or relying on them.